4109 Ocean Street Panama City Beach, FL 32408 Open Sat 1PM-4PM

UPDATED: 12/17/2025 11:35 PM ON MARKET: 10 days on market

$847,000

3 Beds2 Baths1,600 SqFt

Key Details

Property Type Single Family Home

Sub Type Florida Cottage

Listing Status Active

Purchase Type For Sale

Square Footage 1,600 sqft

Price per Sqft $529

Subdivision Cottages On Ocean

MLS Listing ID 990993

Bedrooms 3

Full Baths 2

Construction Status Construction Complete

HOA Y/N No

Year Built 2003

Annual Tax Amount $5,446

Tax Year 2024

Lot Size 3,049 Sqft

Acres 0.07

Property Sub-Type Florida Cottage

Property Description

Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters--no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.